Long-term strategies
If you equate long-term investing with providing retirement income or accumulating an estate, you’re not alone. Most people share your point of view. However, if you start planning to pay for college when a child is born, that’s also a long-term goal.
 History shows that the stock market rewards long-term investors who make investments they believe in, and stick with them. If you try to move in and out of the stock market to take advantage of the best opportunities and avoid the worst ones, you risk a dramatically inferior performance.
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Gail Dudack, 